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  1. Home. Get the protection you need for your home, condo & rental property. Learn More. Auto. Insurance coverage for your auto and those unexpected things that happen. Learn More. Get a Quote Today!

    • About

      Ocean Harbor Casualty Insurance Company, founded in 1986, is...

    • Products

      Home. Get the protection you need for your home, condo &...

    • Agents

      Agents. Ocean Harbor policies are distributed by Program...

    • FAQs

      Most homeowner policies provide coverage that does not apply...

    • Claims

      In order to provide the best possible resolution of your...

    • Home Insurance

      The Homeowners (HO3) policy is referred to as an all perils...

    • Automobile Insurance

      Provides coverage for damage to your car resulting from...

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      Ocean Harbor Casualty Insurance Co.

  2. Learn how to report a claim for home or auto insurance with Ocean Harbor Casualty. Find contact information for claims administrators and email addresses for policyholders.

  3. Ocean Harbor is a home and auto insurer focused on business in the Northeast, Southeast, Mid Atlantic and Gulf states. It is part of the Ocean Harbor Insurance Group, rated A by Demotech and B by A.M. Best.

    • Homeowners Policy
    • Condominium Unit Owners Policy
    • Dwelling Fire Policy
    • Manufactured Homeowners Policy

    The Homeowners (HO3) policy is referred to as an all perils policy, covering your home and personal property from perils such as fire, lightning, theft and wind. It also includes coverage for your personal property and other structures associated with your home, as well as temporary provisions when your home is not livable. Personal liability and m...

    The Homeowners (HO6) policy is specifically designed for condominium unit owners. The HO6 policy covers your contents and permanently attached building items inside your unit. It also includes loss of use until it can be reasonably repaired if you cannot live in the unit due to the damage. Personal liability and medical payments to others are also ...

    The Dwelling (DP3) policy is designed for seasonal, secondary or rental properties. It covers up to four family units. Because there is likely less need for extensive coverage for items like personal property as with a Homeowners policy, the format allows you to save money by letting you only purchase the coverages you need. Consult your insurance ...

    The manufactured homeowners policy is referred to as a comprehensive policy, covering your manufactured home and personal property from such risks as fire, lightning, vandalism, water damage, theft and wind. It also includes personal property, limited other structures, and loss of use until it can be reasonably repaired if you can’t live in the man...

  4. Learn about the different types of automobile insurance coverage offered by Ocean Harbor Casualty Insurance Co. in Florida and California. Find out what is covered, what is excluded and how to get a quote.

  5. Agents. Ocean Harbor policies are distributed by Program Administrators who are local experts in each state we do business. To find an agent near you or to become an agent, please contact our Program Administrator in your state or visit their website: New York (Property Only) Complex Coverage, Inc. 7 High Street, Suite 408. Huntington, NY 11743.

  6. 10 de jan. de 2024 · Ocean Harbor Casualty Insurance Company. AM Best #: 011218. NAIC #:12360. FEIN #:31-1648474. Financial Strength Rating. View Definition. Rating: B (Fair) Financial Size Category: VII (USD 50 Million to Less than 100 Million) Outlook: Stable. Action: Affirmed. Effective Date: January 10, 2024. Initial Rating Date: December 23, 2003.

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