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Ocean Harbor Casualty Insurance Co. offers home, auto and other insurance policies in various regions. Learn more about their coverage and benefits on their home page.
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There are many ways to file a claim: 1. Contact your insurance agent, OR. 2. Call our claims administrator (numbers below), OR. 3. Email our claims administrator (if an email address was provided in your policy)
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- Liability Coverage
- Personal Injury Protection
- Uninsured Motorists Coverage
- Comprehensive
This covers your legal liability for bodily injury to others (Bodily Injury Liability) or damage to their property (Property Damage Liability). Most states require you to have Property Damage Liability coverage. The principal exclusions (items not covered by your policy) for this coverage are: (1) autos owned by you or furnished or available for th...
This covers you, your family members and certain others, for bodily injuries resulting from auto accidents, without regard to fault. Payments are for 80% of medical expenses, 60% for loss of income, replacement household services and (if the limit has not been exhausted by other benefits) a death benefit. Personal Injury Protection is also required...
This coverage pays for bodily injuries to you, resident relatives and certain others, resulting from the negligence of others. It pays when the at-fault party has: no liability insurance, or liability coverage with limits not adequate to pay for the damages incurred, or if injuries result from a hit-and-run vehicle.
Provides coverage for damage to your car resulting from fire, theft and other direct losses not excluded. The principal exclusions are for damage to certain electronic and sound equipment; tapes and other media; radar detectors; undeclared camper bodies; pre-existing damage; and customized equipment. Comprehensive and Collision coverages are NOT pr...
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Home ›. About Us. Ocean Harbor Casualty Insurance Company, founded in 1986, is a home and auto insurer focused on business in the Northeast, Southeast, Mid Atlantic and Gulf states. Our focus is on offering coverage in areas where there is a need, such as coastal areas where major carriers are reducing their exposure.
