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  1. Home. Get the protection you need for your home, condo & rental property. Learn More. Auto. Insurance coverage for your auto and those unexpected things that happen. Learn More. Get a Quote Today!

  2. In order to provide the best possible resolution of your claim, it is important to report your claim as soon as possible following a loss. There are many ways to file a claim: 1. Contact your insurance agent, OR. 2. Call our claims administrator (numbers below), OR. 3. Email our claims administrator (if an email address was provided in your policy)

  3. Ocean Harbor Casualty Insurance Company, founded in 1986, is a home and auto insurer focused on business in the Northeast, Southeast, Mid Atlantic and Gulf states. Our focus is on offering coverage in areas where there is a need, such as coastal areas where major carriers are reducing their exposure.

  4. The Homeowners (HO3) policy is referred to as an all perils policy, covering your home and personal property from perils such as fire, lightning, theft and wind. It also includes coverage for your personal property and other structures associated with your home, as well as temporary provisions when your home is not livable.

  5. Provides coverage for damage to your car resulting from fire, theft and other direct losses not excluded. The principal exclusions are for damage to certain electronic and sound equipment; tapes and other media; radar detectors; undeclared camper bodies; pre-existing damage; and customized equipment.

  6. Agents. Ocean Harbor policies are distributed by Program Administrators who are local experts in each state we do business. To find an agent near you or to become an agent, please contact our Program Administrator in your state or visit their website: New York (Property Only) Complex Coverage, Inc. 7 High Street, Suite 408. Huntington, NY 11743.

  7. 10 de jan. de 2024 · Ocean Harbor Casualty Insurance Company. AM Best #: 011218. NAIC #:12360. FEIN #:31-1648474. Financial Strength Rating. View Definition. Rating: B (Fair) Financial Size Category: VII (USD 50 Million to Less than 100 Million) Outlook: Stable. Action: Affirmed. Effective Date: January 10, 2024. Initial Rating Date: December 23, 2003.

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