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  1. Home Page. Get the protection you need for your home, condo & rental property. Learn More. Auto. Insurance coverage for your auto and those unexpected things that happen. Learn More. Get a Quote Today! Find an Agent near you to get a free custom quote.

    • About

      Ocean Harbor Casualty Insurance Company, founded in 1986, is...

    • Products

      Home. Get the protection you need for your home, condo &...

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      Home ›. Agents. Ocean Harbor policies are distributed by...

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      Most homeowner policies provide coverage that does not apply...

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    • Home Insurance

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    • Liability Coverage
    • Personal Injury Protection
    • Uninsured Motorists Coverage
    • Comprehensive
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    This covers your legal liability for bodily injury to others (Bodily Injury Liability) or damage to their property (Property Damage Liability). Most states require you to have Property Damage Liability coverage. The principal exclusions (items not covered by your policy) for this coverage are: (1) autos owned by you or furnished or available for th...

    This covers you, your family members and certain others, for bodily injuries resulting from auto accidents, without regard to fault. Payments are for 80% of medical expenses, 60% for loss of income, replacement household services and (if the limit has not been exhausted by other benefits) a death benefit. Personal Injury Protection is also required...

    This coverage pays for bodily injuries to you, resident relatives and certain others, resulting from the negligence of others. It pays when the at-fault party has: no liability insurance, or liability coverage with limits not adequate to pay for the damages incurred, or if injuries result from a hit-and-run vehicle.

    Provides coverage for damage to your car resulting from fire, theft and other direct losses not excluded. The principal exclusions are for damage to certain electronic and sound equipment; tapes and other media; radar detectors; undeclared camper bodies; pre-existing damage; and customized equipment. Comprehensive and Collision coverages are NOT pr...

    Learn about the liability, personal injury protection, uninsured motorists and collision coverages for your car insurance policy. Find out the principal exclusions, benefits and requirements for each coverage type. Compare the auto policies offered by Ocean Harbor Casualty Insurance Co. in Florida and California.

  2. 10 de jan. de 2024 · Ocean Harbor Casualty Insurance Company. AM Best #: 011218. NAIC #:12360. FEIN #:31-1648474. Financial Strength Rating. View Definition. Rating: B (Fair) Financial Size Category: VII (USD 50 Million to Less than 100 Million) Outlook: Stable. Action: Affirmed. Effective Date: January 10, 2024. Initial Rating Date: December 23, 2003.

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